Property Insurance

Property/Home Insurance to Protect Everything Close to Home  
 

Property/Home Insurance to Protect Everything Close to Home

Get the right home and property insurance coverage for your home, your lifestyle, and your part of Texas from local insurance agents who live where you live. This is protection from the inside out, so you can enjoy every moment — from the kitchen to the backyard.

What Kind of Insurance Protection Do You Need?

  • Homeowner's Plan
    This is the most extensive of the home/property policies. It includes:
    • Dwelling (home) Insurance – Coverage for damage to the home/structure itself and to Other Structures.
    • Personal Property Insurance – Coverage for the things inside your home.
    • Liability Insurance – Protects you against expenses resulting from someone getting hurt in your home or on your property.
    • Loss of Use Insurance – Covers the extra cost of living somewhere else while your home is uninhabitable.

  • Tenant's (Renter's) Plan
    Think of this plan as the homeowner's plan minus the Dwelling and Other Structures coverage. It includes Personal Property, Liability, and Loss of Use.

  • Dwelling (Landlord's) Plan
    Covers damage done to the structure/residence only. It does not cover what's inside, and it does not contain Liability protection.

Save With Discounts

Monitored alarm systems, companion policies, and other items could save you some cash on your home insurance premium. Talk to your Texas Farm Bureau Insurance agent to see if you qualify.

Help with Your List

Click here to get a document for tracking your Personal Property.

New to Texas?

Welcome! Need a few tips about adjusting to life in the Lone Star State? Read on:

  • Weather: Texas is home to just about any and every natural disaster—hail, wind, severe thunderstorms, hurricanes, floods, severe heat, tornados, and even earthquakes. So, insurance rates in Texas tend to be higher. Fortunately, Texas Farm Bureau Insurance offers discounts to help bring down the cost.

  • Heat: Along with extreme weather shifts comes extreme heat. Because parts of the state regularly reach temperatures in excess of 100 degrees, it's critical for you, your kids, and pets to stay hydrated during the summer months.

  • Housing: Brick, vinyl, and stucco are some of the most common building materials used in Texas. Each has its advantages and disadvantages. Be sure to weigh your options before building or selecting your home.

  • Critters: It's not uncommon to run into skunks, opossums, and armadillos here. So don't be alarmed if you find one in your yard.